The Chinese Three-word chant (三字經) teaches us that human nature is kind. I find this is generally true, from the abundance of advice one can get from friends, family, or even the strangest corners of the internet. Unfortunately, following advice doesn't always work out in your favor. For that reason, it's generally a good thing to vet your advice before making a decision on any matter.
Your nose can probably tell bad milk better than the expiration date printed on the carton. For the same reason, you may be able to tell if the advice is remotely sensible before moving on to any sort of in-depth analysis.
If the advice passes the sniff test, ask yourself this: does the advice-giver have anything to gain from the situation? Depending on what there is to gain, it's possible that you're the target of a scam and the advice you're getting isn't actually for your benefit. Money is a huge red flag here.
Remember to also ask yourself if the advice-giver has anything to lose. If there's little or nothing to lose, take the advice with a grain of salt. A lot of bad advice is given by people who have no business doing so, but that's because the outcome doesn't affect them anyway. While advice-givers always stand to lose your trust, you need to sense how important that trust is to them in the first place.
Even if it comes from an expert, advice is irresponsible by nature and never a guarantee or a contract. Having someone to blame if things go south doesn't rectify the situation, either.
Since this is an advisory post on my part, let me answer the above questions for you:
Do I stand to gain anything to here? Your continued readership and some goodwill, perhaps :)
Do I stand to lose anything here? Again, your continued readership may be at stake.
Now you're ready to move on and process the actual content of the advice for yourself. I hope this helps you avoid the frustration of following some potentially bad advice...best of luck, and thanks for reading!